Backend Engineer, Digital bank

**About the company:** Money Forward Minato-ku, Tokyo Money Forward is a fintech startup delivering tools to visualize and improve both individuals'​ and companies'​ financial health. **Responsibilities:** As a Software Engineer in the Application Development Team, you will leverage Mambu, a leading cloud banking platform for neobanks and challenger banks, to build one of the most reliable and agile banking systems in the industry. Our goal is to shape the future of digital banking in Japan, making it more accessible and user-friendly than ever before. Acquire domain knowledge in digital banking, including deposits, loans, clearing and settlement, basic accounting, domestic exchange, and Zengin network. Promote development as a Scrum team leader Actively engage with product owners to define requirements. Develop, test, and deploy code that meets non-functional quality gates such as static code analysis, software composition analysis, SAST, and DAST, while maintaining numerical accuracy. Design and build high-performance, scalable microservices centered around APIs. Pursue test automation and continuous improvement, including API testing. Take responsibility for the entire software development lifecycle. Requirements Approximately 5 years of hands-on experience with Java or Kotlin and Spring Boot. Practical experience with SQL, Apache Kafka, and related technologies. Experience in creating and automating tests. Hands-on experience with relational/non-relational databases, including transaction management, query optimization, and schema design. Experience in microservice architecture and API design with a focus on scalability, maintainability, and supportability. Proven experience in development with sufficient domain knowledge (not necessarily in the financial industry). Understanding of CI/CD concepts and practices. Experience developing cloud-native applications in major cloud environments such as AWS, Azure, or GCP. Bachelor’s or Master’s degree in Computer Science or a related field, or equivalent practical experience. Japanese: Business level English: Business level (TOEIC score of 700 or above) Nice to haves While not specifically required, tell us if you have any of the following. Experience working in financial institutions, particularly banks or fintech companies. Basic knowledge of accounting or double-entry bookkeeping. Knowledge of CCP and settlement mechanisms. Experience implementing CI/CD pipelines from development to production in the cloud. Experience in AI development and/or experience in using AI tools to improve development processes. Money Forward recently announced our AI Strategy roadmap which focuses on improving AI-driven operational efficiencies, as well as integrating AI agents into our products to deliver better value to our users. Compensation ¥6,000,000 ~ ¥11,004,000 annually. **Requirements:** Approximately 5 years of hands-on experience with Java or Kotlin and Spring Boot. Practical experience with SQL, Apache Kafka, and related technologies. Experience in creating and automating tests. Hands-on experience with relational/non-relational databases, including transaction management, query optimization, and schema design. Experience in microservice architecture and API design with a focus on scalability, maintainability, and supportability. Proven experience in development with sufficient domain knowledge (not necessarily in the financial industry). Understanding of CI/CD concepts and practices. Experience developing cloud-native applications in major cloud environments such as AWS, Azure, or GCP. Bachelor’s or Master’s degree in Computer Science or a related field, or equivalent practical experience. Japanese: Business level English: Business level (TOEIC score of 700 or above) **Nice to have:** While not specifically required, tell us if you have any of the following. Experience working in financial institutions, particularly banks or fintech companies. Basic knowledge of accounting or double-entry bookkeeping. Knowledge of CCP and settlement mechanisms. Experience implementing CI/CD pipelines from development to production in the cloud. Experience in AI development and/or experience in using AI tools to improve development processes. Money Forward recently announced our AI Strategy roadmap which focuses on improving AI-driven operational efficiencies, as well as integrating AI agents into our products to deliver better value to our users. **Compensation:** ¥6,000,000 ~ ¥11,004,000 annually.